Showing posts with label POA. Show all posts
Showing posts with label POA. Show all posts

Tuesday, May 16, 2017

Putting On My Big Girl Panties

My mother was always a very strong-willed, independent woman so my brother and me couldn't figure out how to tell her it was time to seek help.

Her living conditions had become deplorable. She had lost her dentures and wasn't eating properly. Medications were taken haphazardly if at all. It appeared she was basically sleeping 24/7 and she didn't know if it was day or night when I called.

I hounded her to get a will and POAs drawn up and suggested she move out of the house into an assisted living facility almost to no avail. Then magically, it seemed almost over night, my brother texted me to inform me she had found a place in town and was moving within the week.

Had she never made the initial move, I'm not sure to this day what would have happened. While this move was a game changer, it wasn't long after that things started going south. I discovered payments hadn't been made, she was starting to receive collection notices and she only had a particular amount of money left in her checking account. And she still hadn't finalized the POAs.

After commiserating with a cousin and picking his brain for suggestions of what he and his sister did with their parents, he basically stated, "It's time to put on your big girl panties." I knew he was right, but wondered, "Can I really do this?"

Basically, I felt like I became an overbearing, bossy broad. I have a better word, but can't bring myself to use it! I made an appointment with the lawyer she had originally gone to. It was iffy, but basically he told me that if he felt Mom was capable of understanding what was transpiring he would agree to finalize the paperwork. After all, she had drawn up these papers the year before and nothing was being changed. Also, it was her children who were seeking assistance so they could help her and not a stranger. The day we went, Mom was in top performance and everything went smoothly.

Now we had the means to make decisions for her. Originally, my brother was going to be the Medical POA as he lived in the same town and could take her to doctor appointments, etc. I was to be the Property POA and would pay the bills.

After she moved out of the house, I had the freedom to take all her boxes of documents dating back to approximately 1965. She also had a metal box that she always referred to as her Death Box. We always joked about it, but I must say it came in handy for the most part as it contained information regarding banking accounts, bonds, insurance policies and the like.

At this stage of the game, Mom was able to go with me to a lot of the appointments I had to do. The first thing I did was have her cash a bond that her mother had purchased for her at the time of her birth. This helped get us some money so we could start paying off all the delinquent bills. I also had my name added to her checking account and then created an online account so I could pay bills electronically as I lived 3 hours away from her.

Schmuck is an understatement of how I felt about myself during all of this. I had taken her Death Box, cut up a credit card, eventually took away her checkbook. But I also knew she was now protected and we could make decisions for her.

Over the past 3 years, we have sold her car, had a sale and sold most of her possessions, gave the rest to charity and finally sold her home. All this without her knowledge. Most of this took place after she declined further and had moved into a memory care unit, but it still felt wrong. And mean. And ugly. I guess that's why they call it Tough Love. Not sure if that means tough on the person you're trying to protect or tough on the person doing the protecting. Either way, it's tough.

Guess that's how big girl panties feel.


Sunday, June 26, 2016

Our Journey Begins

My mother has dementia. When did this begin? We may never know, but in looking back over messages between my brother and I regarding Mom's health, we know that it was at least three years ago when he started noticing her confusion and constant sleeping.

There never was an actual, concrete diagnosis, but it was made fairly clear from the doctor that she has some form of dementia. Since that prognosis, the past year has been a blur with getting her affairs in order so that I can oversee her care. Perhaps if I share her story, your journey can be less confusing as you begin the process of what to do first. Here is my recommendation for the first three things you need to do for a parent preferably before anything mentally or physically happens to them:

  1. Obtain power of attorney (POA) both for property and health
  2. Obtain power of attorney (POA) both for property and health
  3. Obtain power of attorney (POA) both for property and health
Did I mention to obtain POAs? When the family began to notice small peculiarities, we suggested she go to a lawyer to have both a POA and a will written up. She insisted she was fine, and truthfully, we didn't know what was going on with her. We would agree with her that she was fine and that was why she should do this now. We gave her scenarios of what ifs. What if you fell and hit your head and went into a coma? What if you needed surgery and had complications with anesthesia? What if, what if what if? We wanted her to know this paperwork was not to see how her property was divided between the family, but to protect her by allowing us to make decisions for her and not the government. I think it was the threat of the government overseeing her care that convinced her to make her decision.

Eventually she went to a lawyer and had papers drafted up, but never finalized. Long story short, a year passed and by that time she had moved into an assisted living facility. We finally convinced her to go to the lawyer and all of us went together. While the lawyer was hesitant as to her cognitive ability to understand what she would be signing, I suggested he make that decision when we came in.

It was a good day on the day of our appointment, Mom understood everything. Being it was paperwork that she herself had written up the year prior, and that it was my brother and me who were to be the power of attorneys, the lawyer agreed it would be okay for her to sign.

We were fortunate. Six months later and it would have been an entirely different ball game; most likely going to court for legal guardianship. Because we now had POAs for both property and health, we could make decisions, pay her bills, talk to doctors. Without it, we could have done nothing. 

So here I am, three years later from that first conversation with my brother and anxious to share what we have faced so far. I realize this is only the beginning, and the difficult journey of watching her slowly recede into the abyss of her mind is just starting. But, for now, life is good. She laughs, she knows us, she is healthy and happy. Most importantly, she is safe.